Banking is one of the most important businesses in the world. When was the last time you watched or read the news and didn’t see a story that mentioned interest rates, retirement planning, stock market moves, the dollar getting stronger or weaker versus a foreign currency, or oil prices going up or down? How many ads have you seen promoting credit cards, mortgage loans, and auto financing options? Have you ever wondered why each year the hype around the holidays and consumer spending becomes more intense? These are all functions of the banking industry. Our world and our lives are dominated by banking institutions. It is one of the most important businesses in the world.

Sadly, most people know next to nothing about the process of banking and its importance in their lives. When was the last time you took a class or a course designed to teach you about banking? Our primary educational institutions teach us math, history, geography, science, and health. Why is there no emphasis on teaching people about the most important business of their lives - banking?

We at 1st Consultants, Inc. have committed ourselves to teaching you about money and how banking works. This blog will help identify key topics and create discussion points. Throughout 2016 we will be sponsoring FREE educational seminars that you will be able to attend. Please check the calendar on our website for dates and times for these seminars. It is highly recommended that you purchase the book, "Becoming Your Own Banker" by R. Nelson Nash. You can order it through shop.financialcurvesinc.com. This book will serve as the backbone to teaching you about money and banking. IT MAY BE THE MOST IMPORTANT THING THAT YOU CAN DO!

Thomas W. Young, President