Thu, Jan 28, 2021


September 2016 Edition of the Lara-Murphy Report

"The financial storms are definitely coming. Don’t be paralyzed by procrastination or fear. Even halfhearted attempts to follow the strategies above will pay off handsomely in the event of a crash. The beauty of these steps is that they are smart things to do anyway, but will prove crucial if our warnings are accurate."  Robert P. Murphy

Click link below for the September 2016 Edition of the Lara-Murphy Report

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Bank Notes September 2016

Great Bank Notes Edition for September 2016--Link Below.  The first article smacks you right across the face.  Here's a paragraph from the first article:  

     "The individual, not some mythical collective, is the center and starting point of society. The free market is the arena in which people form relationships for mutual benefit on the basis of voluntary exchange. The free man finds his own meaning for life, guided by the philosophy or faith of his choice. He refuses to...

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Four Reasons Why Government Spending Is Even Worse Than Taxes

Great article detailing the relationship between taxes, government spending, central banks, and we the people!


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Tags: finance

Bank Owned Life Insurance Is On The Rise

Carlos Lara writes:

According to a Wall Street Journal article, banks of every size will receive a combined estimated $400 billion in death benefits over the coming decades, prompting this author to say that if permanent cash value life insurance is such a terrible investment the way the TV and radio gurus tell us, then why are banks buying so much of it?”

Check out the March 2016 edition of the Lara-Murphy Report.  Interesting, enlightening, and refreshing to hear the...

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The Bermuda Triangle of Money

Managing money and accumulating wealth is similar to flying a plane through a weather system as Nelson Nash portrays, in his book “Becoming Your Own Banker.”  He describes that every weather system has a leading edge with a headwind, a center, and a back edge with a tailwind.  He also explains that if the plane is engineered to travel at 100 mph and flies into a headwind of 345 mph, the plane will be going backwards (Negative, 100-345= -245).  If the plane is traveling...

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2016 Election ---VOTE WITH YOUR MONEY!

A recent Real Clear Politics poll1 suggests that 63.8% of American’s believe our government is heading in the wrong direction.  Last week, we (1st Consultants, Inc.) held our monthly workshop and polled the audience to find out where they believed taxes are heading.  100% of the audience indicated that they believed taxes would be higher in the future.  The trend indicates that the majority of people believe our country is heading in the wrong direction and that taxes will...

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Albert Einstein once said, “Imagination is more important than knowledge. . .it is a preview of life’s coming attractions.”

Nelson Nash states, “The Infinite Banking Concept is an exercise in IMAGINATION, reason, logic, and prophecy.”  Let’s IMAGINE for a moment that you are looking at a map of the world.  Remove names, borders, countries, and continents and all you really see is land and water.  There are masses of land and some of them are completely...

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Nelson Nash writes, “If you will get a young man together with his peers at a coffee break or some such gathering and have one of them suggest that they discuss financial matters, I can predict what they will talk about—getting a higher rate of return on the portion they are saving.”

If we had the opportunity to address this group, we would discuss with them the flow of money through their lives.  We would show them Mr. Nash’s study of the average American family and...

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The "Human" Layer

This is third article and the last on the different "layers" that are working together (and independently) to keep most from understanding and implementing the Infinite Banking Concept.  The first layer, the government layer, is most recognizable because it involves taxation.  The second layer, the corporate layer, is not as easily recognizable because it involves strategies by corporations that transfer wealth from you to them periodically and predictably.  Most become...

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The "Corporate" Layer

My previous article discusses the "government" layer and how excessive taxation limits us from accumulating wealth by taking money from us either directly or indirectly.  That’s the most identifiable layer because we see the impact on every paycheck and on every purchase receipt.  The next layer that hinders us from understanding and implementing IBC is not as easily identifiable.  I refer to it as the "Corporate" layer.  Qualities that create this layer include the...

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