• If everything you thought you knew about money was wrong, when would you want to know?


    Those striving for more money,
    more financial security, and more financial freedom,
    find their solution here at 1st Consultants, Inc.

    Join the thousands who have learned the real truth about money!
    Are you ready?


    Request your one-on-one consultation:

    Contact us



    I'm Fascinated.


    Tell me more.

    1st Consultants, Inc.

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Those striving for more money,
more financial security and
more financial freedom,
your solution is here at
1st Consultants, Inc.
If everything you thought you knew
about money was wrong,
when would you want to know?

Join the thousands who have
learned the real truth about money!
Are you ready?

Contact us

I'm Fascinated.


Tell me more.

1st Consultants, Inc.

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Personalized advice for your 401(k).
What would you pay for Professional advice for your 401(k)? Capture 70% of the up market and avoid 70% of the down market.          

Enter Partner Code HCM4405.

1st Consultants, Inc. is a comprehensive financial planning and wealth management firm located in Beaver, PA, serving the Greater Pittsburgh Area. Our firm is dedicated to providing insight and solutions that assist our clients in the pursuit of their financial independence.

  • Money Strategies +

    • Understanding and recovering lost opportunity cost
    • Learning velocity of money and pay down strategies
    • Moving assets from taxable, to tax-deferred, to tax free strategies
    • Ensuring and guaranteeing lifetime income
    • Recovering interest payments on debt
    • Learning how to spend the death benefit of life insurance before death
    • Understanding internal, external and eternal rate of return
  • Personal, Business and Estate Engineering +

    Building wealth and creating financial independence is both an art and a science. To be successful one must use a variety of skills in planning the outcome, implementing the plan and controlling the desired results. Coordinating these three steps is an ongoing and ever changing process due to variations in the economic circumstances surrounding one's personal and business life.

    In order to provide a more efficient and cost-effective approach to creating wealth, we created a macroeconomic process.

    We call this macroeconomic process of strategic wealth building business and personal financial engineering. It focuses on the flow and positioning of your money to effectively increase its performance over time.

  • Long Term Care +

    Today's life insurance policies include a long term care benefit as part of the policy. This is a unique and cost-effective way to offer a Long Term Care Benefit without purchasing a separate policy.

  • Personal Banking Concept +

    Find out more!

  • Legacy Planning +

    The family remains one of the most powerful financial tools, yet is misunderstood and overlooked. It is time to take a fresh look at new ideas that will better prepare you for the uncertain future we all face. If you are a parent, grandparent or grown child of a strong, loving family, you should learn this concept. Although it is possible that every living generation of a family may prosper individually, it pales in comparison to the wealth that could be produced had they planned together as a single-family unit.

  • College Planning +

    We provide parents with the keys to make informed decisions about the skyrocketing cost of college, and prepare students for the college application/selection process using a powerful and easy-to-use methodology.

    • Why is proper planning so important?
    • Learn about the myths of financial aid
    • Should my child choose Public or Private?
    • What impact will college planning have on my retirement?
    • Where is the best place to save for college expenses?
  • IRAs and 401K Rollovers +

    Tom Young

    Changing jobs or retiring?

    1. How many years will I have to work until I can retire?
    2. How much money do I need to save for my retirement?
    3. What rate of return on my savings do I need to retire?
    4. Will I need to reduce my living standards to retire?
    5. Is my current financial plan the best strategy to secure my retirement?

    No? Don't worry, We'll Answer Them in 10 Minutes!

  • Life Insurance +

    It is not about the products, it's the process that will secure your future!

    • Insure you and your loved ones
    • Finance your own purchases
    • Create generational wealth
    • Develop long term financial vision
    • Build a lifetime of inflation-proof guaranteed income
  • Retirement Planning +

    Tom Young

    1. How many years will I have to work until I can retire?
    2. How much money do I need to save for my retirement?
    3. What rate of return on my savings do I need to retire?
    4. Will I need to reduce my living standards to retire?
    5. Is my current financial plan the best strategy to secure my retirement?

    No? Don't worry, We'll Answer Them in 10 Minutes!

  • Annuities +

    Annuities: What are they?

    • How many different types are there?
    • Which annuity is best for me? Why?
    • What are the differences between Deferred, Income, Immediate, Variable, Index, and Fixed Indexed Annuities?
    • Should I consider Riders? What are the benefits for my spouse?

    Which Annuity Is Right For Me?

    • Which annuity is best for me? Deferred, Income, Immediate?
    • Can I really use annuities to build lifetime, guaranteed, sustainable, and inflation proof income?
  • 1

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Community Financial Resource Center

 

Check out our Community Financial Resource Center. We try to provide you with videos, audio, articles, and documents to help educate you about your finances.

Whether you are young and just starting to plan your future or looking to retirement in the near future, we hope these resources will have a part in your planning.

We are always adding updated content so you will have the latest information.

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