Welcome to 1st Consultants, Inc.
1st Consultants, Inc. is a comprehensive financial planning and wealth management firm located in Beaver, PA, serving the Greater Pittsburgh Area. Our firm is dedicated to providing insight and solutions that assist our clients in the pursuit of their financial independence.
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Money Strategies +
- Understanding and recovering lost opportunity cost
- Learning velocity of money and pay down strategies
- Moving assets from taxable to tax-free strategies
- Ensuring and guaranteeing lifetime income
- Recovering interest payments on debt
- Understanding internal, external, and eternal rate of return
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Personal, Business and Estate Engineering +
- Building wealth and creating financial independence
- Understanding strategic wealth planning
- Optimizing tax efficiency and asset protection
- Structuring investments for long-term growth
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Long Term Care +
- Today's life insurance policies often include a long-term care benefit
- Understanding hybrid policies combining life insurance and long-term care
- How to financially prepare for future healthcare needs
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Personal Banking Concept +
- Find out more!
- Using whole life insurance to create a personal banking system
- Recapturing interest payments for personal loans
- Utilizing tax-free loan features of permanent life insurance
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College Planning +
- Understanding financial aid myths
- Choosing between public and private universities
- Balancing college planning with retirement
- Finding the best savings strategies
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IRAs and 401K Rollovers +
- Changing jobs or retiring? Explore rollover options
- How many years until retirement?
- How much money do I need to retire comfortably?
- Determining the best retirement strategy for tax efficiency
- Maximizing investment returns with rollover options
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Life Insurance +
- It is not about the products, it's about securing your future
- Insuring yourself and your loved ones
- Financing major purchases through life insurance
- Creating generational wealth
- Developing a long-term financial strategy
- Building an inflation-proof lifetime income
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Retirement Planning +
- Planning the financial path to retirement
- How much do I need to save to retire?
- Understanding different investment strategies
- Balancing spending habits with long-term goals
- Creating a stable income during retirement
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Annuities +
- Understanding annuities and their purpose
- Types of annuities: Deferred, Income, Immediate, Variable, Fixed Indexed
- Which annuity is right for me?
- Comparing annuities to traditional investment options
- Building a guaranteed and sustainable income
